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    • Westpac: Usually completes transfers within 1-2 business days, with some faster options depending on the type of account and transfer method.
    • Commonwealth Bank: Standard transfers are processed within 1 business day, with immediate transfers possible via specific services like Osko, which are processed in real time.
    • ANZ: Standard transactions generally take 1-2 business days, while instant payments are available through compatible platforms.

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    Bank Standard Transfer Time Instant Payment Options
    NAB 1-2 business days Available via Osko
    Westpac 1-2 business days Available via PayInt
    Commonwealth Bank 1 business day Yes, Osko
    ANZ 1-2 business days Yes, Payvia

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